Education for Health

There everywhere we can found description of education. Education is that word which is for everything. Specially for the human being education is needed. Yes education is needed for human being. Now i m going to write an article about Education for Health. Health is wealth. This is a saying. Really health is wealth without good health we can't earn wealth. For earning wealth we should have good health. If we haven't good health we can't do any job and work. So for keeping good health we should need education. With the help of education one can keep his/her health healthy, neat and clean.

Being uneducated many people are suffering from many diseases like H.I.V. Aids , cancer, tuberculosis, hepatitis B etc. So for the uneducated people who are poor health education is needed. If the poor people got related education in every realm it is possible to control the disease. H.I.V. AIDS the danger disease is increasing rapidly in the world, because of non effective education and illiteracy. So I think sex education is also should needed for people. Sex education could help people thinking about their health and reducing HIV aids disease. Education could make aware people about their health. Become people healthy the country is itself becomes healthy. If any nation's civil are healthy the whole nation is healthy, who could do better for the country. They are the pillar of development of any nation. So we should say that Education for Health is Wealth.

Education for Reduce Poverty

Poverty the word is itself fearful. Because of the poverty, many people in the world are suffered from hungry, disease and illiteracy. Among them many people can't join their hand and mouth, means they can't get food for living regularly. They are uneducated. Being uneducated poverty follows them. If they have education they could do any job for income and for their food. So in my opinion, education should be necessary for uneducated people and poor people. The government of any nation should give them free education. I think only education could help for their poverty.

Poverty is everywhere in the world but in developed country poverty can find rarely. In developed country's poor people they have education or they are educated. They can do any job being educated. But in developing and non-developed country's poor people they haven't education and they can't know what to do. If they have formal or non-formal education they could do any job for their living. In today's world education should be necessary for poor people from the side of any nation. Practical or technological education should necessary.

It is called that the children are the pillar of future for any nation and their family. But today many children of many country are suffered form hungry, illiteracy and disease. Congo, Sudan, Nepal, India, Ethiopia and many more other country where we can found like that children. They can't get food properly. In this situation how they can get education. So every educated people and rich people should help them. A small help of one person it could help reduce the poverty in the world. If we do like this work for those uneducated and poor people the future of those children and people will be bright. So we can say " For eradication of poverty we should necessary education.

Education for Developement

Education is the word which is impossible to define any more. Education is everything. In today's world without education development is impossible. Education the word which is itself development. Achievement of development of today's world is contribution of education. So without education we can't think about development.

There are many remote areas in the world where the many more people are away from formal or non-formal education. Being uneducated the people of remote areas are unconscious about development although they want development. Education makes people conscious about development. Education also makes people conscious that how to make plan for development. For the growth of plant it needs irrigation like this for development and growth needs education. Education is the power key of development. Every development and growth and revolution are inspire from education.

Life insurance

INTRODUCTION OF LIFE INSURANCE

I wrote an article about insurance in previous article and now I am going to write about life insurance. Life insurance is unique among financial transaction and financial equipments. Life insurance is one of the financial instruments it is not only financial instrument it is also based on caring and love. Life insurance is a policy that give protection against the death of an individual in the form of payment to the beneficiaries. Beneficiaries are may be family member, business or institution. In another words, life insurance is a contract between owner(insured person) and life insurance company that guarantees the payment of the stated amount of the money on the death of insured person. Payment to life insurance company is called premiums. It is interesting that if you named beneficiary they'd receive the insurance amount free of income tax.

Every body should make life insurance. If we have may life insurances we feel good in our life time. In the period of life insurance policy time if the insured person is live he could get the insurance in the form of money and he also could get happy in the form of insurance company's return. He could live his retired life so easily and happily. So in today's world life insurance is necessary to us.

Travel Insurance in Nepal

Nepal is one of the most popular trekking destinations in the world and it comes to no surprise considering the back drop of the mighty Himalayas. Kathmandu is the capital and the main base for backpackers and offers everything you would need for a trek.

Nepal does have issues at the moment and it is not an entirely safe destination. The best advice is to check your government's travel advice pages (UK foreign office is linked on the right). Travel insurance is essential and you should also consider that many travel insurance policies will only cover you up to 4000m in altitude if trekking. For many of the more popular treks such as the Everest Base camp or the Annapurna Circuit you will need travel insurance that will cover treks over 5000m.

Travel Insurance

In my privious article I wrote about insurance. There are many kinds of insurances. Among them now I am going to write about travel insurance. Travel insurance is a form of insurance coverage that provides medical cover while abroad as well as covering the policyholder's possessions and money while traveling. Many travel insurance policies also reimburse the policyholder if a holiday has to be canceled and pay compensation for delayed journeys.

Travel insurance includes travel accident insurance also. Travel accident insurance is a form of insurance coverage offered by some credit card companies when the whole or part of a travel arrangement is paid for with the card. In the event of death resulting from an accident in the course of travel, or the loss of eyesight or a limb, the credit card company will pay the cardholder (or his or her estate) a pre-stipulated sum.

Structure of Education in Nepal

Education in Nepal is structured as school education and higher education. School education includes three types of education level primary, lower secondary and secondary level respectively. Primary level includes 1-5 grades, lower secondary 6-8 and secondary 9-10 grades respectively. In certain areas pre-primary level is also available. For admission into grade one, six years of age is the prescribed age. A national level School Leaving Certificate (SLC) Examination is conducted at the end of grade ten. As higher secondary level, grades 11 and 12 are considered. Higher secondary schools which are mostly under private management supervised by Higher Secondary Education Board(HSEB). Previously these grades were under the university system and these were run as proficiency certificate level. The policy now is to integrate these grades into the school system ,though some universities still offer these programs.

Higher education includes of bachelor, masters and PhD levels. Bachelors level may be of three to five year's duration depending upon the stream and subject. Generally the duration of masters level is of two years. Some universities also offer programs like M Phil and post-graduate diploma.

Legally, there are two types of school in the country: community and institutional. Community schools receive regular government grant whereas institutional schools are funded by school's own or other non-governmental sources. Institutional schools are organized either as a non-profit trust or as a company. However, in practical terms, schools are mainly of two types: public (community) and private (institutional). A third type of school is the schools run by the local people enthusiastic towards having a school in their localities. They do not receive regular government grants and most of them do not have any other sustainable financial source. Supported and managed by the local people, they can be thus identified as the real community schools.

Except one, all universities/academies are publicly managed and are supported by public source fund. However, public universities also provide affiliation to private colleges. Two academies of higher education are single college institutes whereas other universities have constituent and affiliated colleges across the country.

Education In Nepal

Modern education in Nepal began with the establishment of the first school in 1853.In previous day, when Nepal is ruling by autocratic Rana family, educational condition in Nepal is so poor. All Nepalese are uneducated. They couldn't read and go to school because of the autocratic Rana family regime. They didn't give permission to go to school to all Nepalese people.
The first school established in 1853. School established but it was not for general people it was only for the member of the ruling families and their relatives. Only after 1951, the schooling for general people began when a popular people movement ended the autocratic Rana family regime and established a democratic system. There has been a dramatic expansion of educational facilities in the country in the past fifty years. As a result, adult literacy (15+) of the country was reported to be 48.2% (female: 34.6%, male: 62.2%) in the Population Census, 2001, up from about 5% in 1952/54. Beginning from about 300 schools and two colleges with about ten thousand students in 1951, there now are 26 thousand schools (including higher secondary), 415 colleges, five universities and two academies of higher studies. Altogether 5.5 million students are enrolled in those schools and colleges who are served by more than 150 thousand teachers.

There are many challenges and problems despite such examples of success. Some of the critical issues of education in Nepal are access, relevance, educational management, quality etc. Societal disparities based on ethnicity, gender, location, economic class, etc. are yet to be eliminated. A problem resource crunch has always been in education. These problems have made the destination of education for all a challenge for the country. So educational condition in Nepal is satisfiable than the passed year.

Importance of Insurance

In today's world, insurance is most important for all human beings. Without insurance we can't buy a big machinery goods, buildings, cars and can't start any our business. There are many kinds of insurances e.g. life insurance, medical insurance, disability insurance, general insurance, household insurance, building insurance and many more other insurances.

Against future losses and harm insurance is a defensive measure. It is a legal work that protects a person from possible risk and losses through financial form and provides a money for individuals and societies to handle some of the risks and losses faced in daily life.

We can called these contracts insurance policies and insurance companies provides these contracts. The Insurance companies charge a regular amount from the customers, which is paid back, either in part, or entirety, to the customers in case of a absolute loss. This regular amount charged from customers is called Insurance Premium.

Insurance plays an important role in sharing the risks and harm or losses of people in an affordable form.It helps the people to quickly recover from damages and losses. so insurance is most important for us.

Importance of Education

Education is most important for all human beings. We take education as like as shelter and food. Without education the whole world is dark. Basically education is related with one's life. Education is for the mind, while shelter is for the body and food is for health.

Education increases one's knowledge and it is saying that the knowledge is power. So without education we can't get knowledge. However, the power of knowledge that a person shows will be dependent on how an individual uses it. For the profit of themselves, a person could highly choose to use power and knowledge, for others or to be simply used in the destruction of mankind. To maximum use, education is the knowledge of putting one's potentials. A man could be a right thinker by education. It teaches man how to think and how to make decision. Man could be perfect in their life by education.

We can't find education is not given importance. Education should be given importance everywhere. As education increases or go-ahead towards individual development, like this development should transform into social development.


This is to say that education is must if a country aspires to achieve economic and other growth and development and more importantly to uphold it. The importance of education cannot be neglected by any country.In today's world, the role of education has become even more vital. For the social and economic development of any country, it is an absolute need.

Insurance

Insurance is important part of our life. We can make Insurance of everything's like life insurance, car insurance, households insurance etc. or many other insurances.Insurance means guaranteeing against harm or loss.


Reimbursement is made from a fund to which many individuals exposed to the same risk have contributed certain specified amounts, called premiums.

Payment for an individual loss, divided among many, does not fall heavily upon the actual loser. The essence of the contract of insurance, called a policy, is mutuality.

The major operations of an insurance company are underwriting, the determination of which risks the insurer can take on; and rate making, the decisions regarding necessary prices for such risks.


The underwriter is responsible for guarding against adverse selection, wherein there is excessive coverage of high risk candidates in proportion to the coverage of low risk candidates. In preventing adverse selection, the underwriter must consider physical, psychological, and moral hazards in relation to applicants.


Physical hazards include those dangers which surround the individual or property, jeopardizing the well-being of the insured.

The amount of the premium is determined by the operation of the law of averages as calculated by actuaries. By investing premium payments in a wide range of revenue-producing projects, insurance companies have become major suppliers of capital, and they rank among the nation's largest institutional investors.

Education

Education is necessary for all human beings. Generally we know without education of our life is dark. So education should be necessary for all human beings. Maximum people in the world are educated. But still now, some people, in different countries, in different parts, are uneducated. Listening this we feel sorry. So we can make education necessary for those who were uneducated still now. Education is the power tablet of uneducated people. In my opinion, we should make education necessary for all uneducated people in the world. If education isn't there the whole society of human being can't became educated. Without education all human society could make like animals. Because of the education the development became possible. Without education we can't think about development of present world. All development and revolution became possible by education.

Our knowledge skill could make good by education. Education can make our discipline character and can increase or improve our knowledge capability. Key of discipline and knowledge is education.

Quotations of Education
''Education is, not a preparation for life; education is life itself"
By John Dewey

"It is miracle that curiosity survives formal education"
By Albert Einstein

"Purity of personal life is the one indispensable condition for building up a sound education"
By Mohandas Gandhi

"The function of education is to teach one to think intensively and to think critically. Intelligence plus character -that is the goal of true education"
By Martin Luther Kings

"No part of the education of a politician is more indispensable than the fighting of elections"
By Winston Churchill

"To penetrate and dissipate these clouds of darkness, the general mind must be strengthened by education"
By Napoleon Jefferson

"We have an obligation and a responsibility to be investing in our students and our schools.We must make sure that people who have the grades, desire and the will, but not the money, can still get the best education possible"
By Barrack Obama